brainstorming impossible

. 1 What a Celebration Microeconomics systems mapmakers and entrepreneurial revolutionaries would like to thank Muhammad Yunus, Fazle Abed and every woman, child, and man in Bangladesh for guiding worldwide networks to maps of Future Capitalism - Yes We Can sustain 2010s: Decade of 10 Times More Economic is Possible

Now that thousands of microcredits and social businesses are reporting sustainability exponentials of 10 times more economical bottom-up value exchanges, there is a lot of good news to celebrate and a lot of replication details to keep track of across twin hemisphere maps to be co-created by youth and purposeful action learning explorers. Dhaka can be the worldwide epicentre of economic systems which are good for people and societies. Integration of a three-in-one structure is urgently needed if the human race is to see how to unite around poverty museums blossoming everywhere:

Media for Humanity with good news correspondents for each major innovation focus,

Service Leadership Quality through open source benchmarking and certification of franchise replication

Learning by Doing : Peer to peer curricula of the changes we need to collaboratively mentor across boundaries of age, geography, and professions prone to separating expertise instead of networking hi-trust flows.

. 1997, Washington DC- as the speaker of this text finished, he noted to himself and for posterity. I looked at the audience, knew there was applause, but did not hear it. All I heard was millions of determined voices rising from all over the world saying YES WE CAN make this ambitious, mad, crazy, impossible dream a reality . We can have a world free of poverty

As we assemble here, I ask “what is microcreditsummit about?”. Is it another Washington gala event? Personally to me it is an emotional event. Like me, there are many here today for whom it is a deeply emotional experience. It is emotional because we have been working very hard to make this day happen. Finally it has happened. I wish to take this opportunity to thanks millions of micro-borrowers and thousands of staff who have been working hard to right a wrong which has caused so much avoidable human misery.To me this summit is a grand celebration- we are celebrating the freeing of credit from the bondage of collateral. This summit is to announce goodbye to the era of financial apartheid. This summit declares that credit is more than business. Just like food, credit is a human right. This summit is about setting the stage to unleash the human creativity and endeavours of the poor. This summit is to guarantee every poor person the chance to undertake responsibility to establish his or her own human dignityThis summit is to celebrate the success of millions of determined women who transformed their lives from extreme poverty to dignified self-sufficiency through entering into microcredit programs. It is about creating opportunities for 100 million of the poorest families to follow in the footsteps of these successful women....

We believe that poverty does not belong in a civilised human society. It belongs in museums. Thus summit is about creating a process which will send poverty to the museum. We will create a poverty free world.

.Soft Mergers between grameen and brac

In a way this already happens, though it could be economically expedited by everyine subscribing to a joint newlster on micro at the home pages of all your webs

Your constitutions are the only 2 world scaled ones to be governed by sustainability investment in (and free market of) end poverty. You are clustered (in the porterian sense) in consortiums like the 15 organisations bringing solar manufacture to Bangladesh. Accelerating Bangladesh's rural national health service won't come about through gov as the British NHS once did but through you. If I understand correctly, already all brac teachers are linked by one portal; I assume that one day soon all youth within 18 months of leaving school to become microentrepreneur job creators will be on the same portal with vocational training centres and employment service agencies designed in similaly transparent vocational ways be they grameen, brac or joint institutes. Mega-projects such as integrating Bangla with the 2 giants (China, and India) through the social business of harper's bazaar will take your collaboration, as will the national strategy of growing up with 2 giants (see dr yunus leaflet on growing with 2 giants and soon leaflet on Bangladesh's CIN5 open source property rights from a third of a century of Collaboration Innovation Networking - which when grounded in iIcro connects economics exponentially above colonial professions externalisation of zero-sums.

.Yunus 70th birthday dialogue as one of social businesses and future capitalisms' 3 vaut le voyage events of next 12 months- which are the other 2 - probably the day before the 20th anniversary of fall of wall in berlin November2009 and Kenya's microcreditsummit in April2010. 70th time round why not have yunuscentre issue invites - people like jeff skoll, larry brilliant, amazon's bezos, goldman sachs anne black all implied that they could come if they had an invitation not from me but yunuscentre. June is also a best time to learn from year 1 of youth ambassador5000 and understand what next do now collaboration innovation networking goals are urgent for bridging youth mobile's microcreditsummit in kenya and queen sofia's 2011 summit in spain.

.One day Bangladesh as publisher of The MicroEconomist. You could start with a world citizen guide of current 20 coolest projects to visit be you jourmalists, youth or future capitalism ceos. Most foreigners entering Bangladesh queue for 30 minutes looking at one space beyond the immigration lines - currently its a brac bank atm - free world citizen guides to bangla could be more economic use of this space

.E - Bangladesh can be world leader of mobile partnerships for the poor just as banglalore has been with telecentres

.They ( big brothers) say human beings cannot network to end poverty, we say yes we can. They say humans cannot live on a planet withour organisational systems too big to fail, we say yes we can. They say that global financial services can\t be designed without managers being rewarded to do big bang casino gambling every decade, we say yes we can. They have 99% of the mass media, and 99% of the professional rules but then youth -as far as I know always deceides what future fashions to propagate- so it is time to choose whether century 21 spins round superpower or superempowerment. Impossible is possible if you & us can.

Dear Jaime

How can Yunusforum and linked friends help with your 5 year plan -and spanish-www leadership quest - to plant poverty-free regions in Africa and peace islands around the world -like 10 micro-UNS ? Let me start a bit of 70th year brainstorming and see if anyone joins in.

1 I notice :-

--that during a Bangladeshi trip in march 09 you have already interviewed Tania Zaman at BRAC and Grameen's Lamiya Morshed and Mrs Begum (recent recipent of UN award among spanish speaking womens networks) during (refer 100 Expert Interviews listing http://themonfortplan.com/ )

--That this week you are just starting a weekly african tour starting with Mozambique and Tanzania. ---That you aim to bridge microfinance, education and healthcare in particular, and your connections between spanish-speaking worlds and african ones sound very synergetic with the next 2 yeras of flows that sam daley harris of microcreditsummit is connecting particularly through having got Ingrid Munro of Jamii Bora and Queen Sofia of Spain to sign a knowledge exchange agreement. (I notice you also include Bolivian expert testimonies from your trip a fortnight ago that will please Bolivian born Sofia who mostofa and I and yunus forum out of london rely on for european translations).

That your plan talks about funds for africa which I understand to be one of the 2 main foci of social buisness finds that dr yunus is connecting across europe - I think that grameen credit agricole may be the first lead institution in this (but that would need confirming).

2 What are the other stages of a 5 year plan that we can interweave :

*sam's microcredit summit- kenya aptil 10, world microcreditsumiit 11, 50 country roadtour presenting besy of kenya and aiming to identify 2 microcredits per country so that 100 microcredits can revisit kemya with Ingrid Munro's replicating knowlegde epicentral

*yunusmovie out of paris- a billion person blockbuster, and micious youth uni tv networks led by related interns - eg estelle

*youth 5000 ambassador network - part 1 rolling through freshers week 09 - we aim to identoify cluster of 10 students taking a theme they will progress through the year - is it realistic to find 10 ambassadors of the montfort plan by september 1 and welcome them as one segment of youth ambassador 5000

*across europe, creative labs starting in berlin and glasgow are primary incubators and centres of open source replication of social bsuienss and responsibility capitalism partnerships between world's most resourced organsiatins and grassroots networks serving life critical needs; about 30 of these partnerships are so far identifiable through http://yunuscentre.org/ or http://futurecapitalism.tv/ - are there any other sources of listings of such partnerships that you know of jaime?; it seems to me as a global media rebel practioner this gets really interesting for youth to talk about when we have say 100 benchmarks with at least one major corporate reprsented in every global market sector - from there we can ask why other ceos dont join in; it is ultimately a change in reputation game both media and metrics of truie sustainability investment- why promote yourself only with billions of dollars of advertising a year when 10% of that could give you far more publicity and positive youth valuations if you lent it (together witn industry sector knowhow) to social business showing how your global sector can most deeply join in celebrating poverty museum's defining race of our generation

4 special world stages of yes we can's first 4 year campaign to replace superpower gov by superempowering gov

1 healthcare is the number 1 partnership area dr yunus is gravitating

regarding 2 education, 3 energy and 4 mobile (ending of digoital divides and leadership of new innovation), Bangladesh is already a world leading country to do leadership quest exchanges with - in the case of energy http://ashdenawards.org/ and eg paul rose's contacrts are an accelearor of such exchnages ; in the case of education, I am getting pretty excited that the britisc council is a mediator of our times; in the case of mobile, there are already a whole stream of projevcts where http://www.grameensolutions.com/ is in effect end povery world's ibm that hi-tech compabies hire to understand internet for the poor living appications

I hope others will join in; add or edit connections

its good to map jaime someone like you with 5 years of going round connecying flows that accerate end poverty

cheers

chris

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Country Reports

BOLIVIA

Jaime Pozuelo-Monfort was in Bolivia from 15 to 20 June 2009. The author reviewed the impact of the nationalization of the gas and mineral industries on the lives of the extreme poor. Webisodes of the trip will be broadcast on Monfort.TV. Bolivia remains the second poorest country in Latin America in per-capita income after Haiti. Microfinance has been a success story in the Andean country. Bolivia’s microfinance industry is covered in CHAPTER 21 and CHAPTER 23.

BOLIVIAN MICROFINANCE

Bolivia has been the success story in microfinance in Latin America in the last twenty years. I decided to spend one week in La Paz to better understand the business model of the Bolivian microfinance institutions. During the six day stay in La Paz I had the privilege of meeting the Executive Director of Bolivia’s Financial Services Supervisory Authority (ASFI) Ernesto Rivero, the former President of Bancosol and Prodem Fernando Romero Moreno, the President of the Bolivian Academy of Economic Sciences Gerardo Gonzalez, and the Country Director of Promujer Vivianne Romero.

Ernesto Rivero was appointed Executive Director last 8 May 2009 in a shift many argue grants the Morales Administration more control on the supervision of financial institutions. ASFI was previously named Superintendencia de Bancos. I asked Ernesto if the change in name and in Executive Director carried a change of approach. He mentioned he was determined to shift the focus of microcredit in Bolivia to more productive activities, away from commercial activities. He identified as productive activities agriculture and farming. Ernesto is concerned that the rural poor are not being reached by the microfinance institutions of Bolivia, some of which, including Bancosol, are among the most profitable in the whole of Latin America.

Fernando Romero Moreno shares Ernesto’s vision. He is concerned that the mainstream microfinance institutions, ie the more commercial institutions, are not serving the bottom of the pyramid, but have rather focused on higher incomes that are typically urban, although informal. Fernando was the President of Fundacion Prodem until the microfinance institution was sold to Venezuelan investors.

Gerardo Gonzalez is the President of the Bolivian Academy of Economic Sciences. Along Gerardo I met with Luis Ballivian, an economist and a member of the Academy. I presented the economists who attended the meeting my forthcoming book The Monfort Plan, where I present a new architecture for a redefined capitalism that prioritizes the interests of the developing world.

On Friday 19 June 2009 I met with Vivianne Romero, the country director of Promujer for Bolivia. We met at the Promujer Headquarters in La Paz. Promujer Bolivia is part of the larger Promujer International, headquartered in New York City with subsidiaries in Argentina (recently opened), Bolivia, Mexico, Nicaragua, and Peru). Promujer Bolivia has a portfolio of about $24 million, with about 200,000 microcredits and 100,000 microborrowers, 85% of whom are women. At a cost of under $0.60/month per microborrower Promujer Bolivia delivers basic preventive maternal healthcare through the branch network. Along the microfinance agents a microborrower can typically access a medical doctor and a nurse. Average wait time is 15 minutes. Promujer Bolivia’s approach to microfinance is similar to that of Freedom from Hunger’s Crecer, but more focused on the delivery of a wholistic package.

I am confident there is much to learn from the Bolivian microfinance. Promujer Bolivia is an outstanding example of an efficient institution that is fulfilling a well-needed role. The extreme poor that live in rural, remote areas are not being reached. This remains the challenge going forward. Ernesto is concerned that the penetration rates among the rural poor are still low. Fernando is concerned that the larger microfinance institutions including Bancosol and Prodem are forsaking the ultimate goal of serving the bottom of the pyramid. Vivianne believes the rural poor will be gradually served, but it will take time so long as there is no infrastructure and the rural poor continue to live in remote areas in a country that is not densely populated. With a population of about 10 inhabitants per square kilometer Bolivia remains one of the least populated countries in the world. I will return to Bolivia to continue learning from some of the finest microfinance managers in the world.

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